CD vs Savings Calculator
CD versus a savings account over the same term.
Your CD numbers never leave your browser — all math runs locally.Try: Principal=10000, CD APY=4.5, Term (years)=5, Savings APY=3.5 → $12,462, $11,877, $585, CD
How to use
Enter both yields and a term. The calculator grows each and shows which pays more.
FAQ
Which is safer?
Both are FDIC-insured; the CD wins on yield if its rate holds for the term.
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