CD Maturity Calculator
Maturity value and interest of a CD.
Your CD numbers never leave your browser — all math runs locally.Try: Principal=10000, APY=4.5, Term (years)=5 → $10,000, 4.50%, 5, $12,462, $2,462
How to use
Enter principal, APY and term. The calculator compounds annually: Value = Principal × (1 + APY)^years.
FAQ
APY or rate?
Use APY — it already includes compounding, so it compares directly across banks.
Is interest guaranteed?
Yes, for a held-to-maturity CD at a federally insured bank.
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