CdLab

5 Year CD Calculator

Value and interest on a 5-year CD.

Your CD numbers never leave your browser — all math runs locally.
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Try: Principal=10000, APY=4, Term (years)=5 → $10,000, 4.00%, 5, $12,167, $2,167

How to use

A five-year CD locks a rate the longest. Enter principal and APY to project the maturity value.

FAQ

Penalty risk?

Yes — cashing out early usually costs 90–180 days of interest.

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